Pensions

Design, harmonisation and legally sound development of pension schemes – embedded in collective labour law and aligned with corporate strategy.

Legal structuring and execution of buy-outs, buy-ins and risk transfer models to sustainably manage pension exposure.

Set-up and optimisation of Contractual Trust Arrangements (CTA) and trust-based funding and security models.

Adjustment, replacement and restructuring of pension rules, including support in contentious and regulatory-driven situations.

Implementation and structuring of time-value accounts, phased retirement and long-term workforce transition models.

Pensions and HR due diligence, risk allocation and integration of pension schemes in transformation and transaction processes.

Digital pension platforms, AI-enabled benefits processes and the associated data protection, AI Act and IT/contractual frameworks.

Strategic assessment of ongoing legislative and regulatory developments and future-proof alignment of pension systems.

Legal lead counsel and project steering, coordinating actuarial, tax, accounting and consulting expertise through an established partner network.